I am a mortgage broker and I know that very few people in this country will be able to pay off their whole mortgage in 2 years.

However the book is getting people to think about their financial future and that they can take control over it. It is changing readers attitude towards their money and how to work it to their advantage. All the negative reviews are from people who will never take control of their money or lives, as they have not seen the hidden mesages.

Read the book, model your situation to the examples given (note: they are examples only of what people can do to bring in extra money or save money by curbing excessive spending, without becoming boring), build a financial plan for the next 6, 12, 24 months, then have a similar plan for the next 5, 10, 15 years. Dont copy the money making ideas from the book, but find your own which interest you, using the examples to make extra money. Who knows you could become an entrepreneur or fully self employed. Use your own creativity, a positive mind set, and work at it, to fund a happy lifestyle. Do not give in to any negative mind set! Take action!